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Economics for Success Offers Students a Taste of the “Real World”


November 20, 2013


The sixth-grade students at Clute Intermediate are finally getting used to a new school setting, learning how to adjust to hundreds of older students and a different school. Fitting right into the novelty of learning something new and relevant to the real world is Junior Achievement's Economics for Success program taught by Dow Chemical, TDECU & Woodforest Bank employees as well as other local business professionals.

This is the first year of the newest version of the Junior Achievement middle grade program, but the 7th year Dow Chemical stepped up to sponsor the program for Clute Intermediate students.

"JA Economics for Success fits very well as an addition to middle grade curriculum", said Junior Achievement President, Kim Effenberger.  "This is one of my favorite programs, because it really gets students to think about their future and make informed decisions, set goals and explore career paths as well as touching on personal finance and budgeting."

The Economics for Success Program is typically delivered as a six-week program – with a different topic each week – which provides practical information about personal finance and the importance of identifying education and career goals based on a student's skills, interests and values. It also demonstrates the economic benefits of staying in school. The JA-in-a-Day format provided at Clute Intermediate provides the 6 topics and activities in a full day setting.

As part of the day, each student was randomly given an occupation card, listing the potential gross and net income per month. Each then had to balance their budget, spending a certain amount for housing, clothing, entertainment, transportation and food. "This is like the best day ever", said Clute 6th grader Jonathan.

They learned that some occupations come with a higher income than others, but to achieve the higher income, it would often require additional school and training. Other lessons include: how insurance and deductibles work, what types of scenarios affect your credit rating, how credit cards and interest work among other hands on activities.

Dow volunteer, Katherine Soave, said "I think everyone had a great time at Clute Intermediate on Tuesday. All of the students in our class were excited to think about their futures and the opportunities that lie ahead. The lessons they learned today are ones they will continue to use for the rest of their lives." For information on providing these real life lessons for your students, children, grandchildren, etc. give Junior Achievement a call at 979-549-0800.

About Junior Achievement of Brazoria County, Inc.:

Junior Achievement of Brazoria County, Inc. is a 501 (c) 3 nonprofit organization dedicated to the education of Kindergarten – 12th grade students in free enterprise education. Our Worldwide accredited programs include: basic money management, career investigation, business basics, leadership, ethics, job skills, global economics, entrepreneurship and work readiness programming. Initiatives include Efforts for At Risk Youth – targeting Title I schools with a large percent of low-income youth.  The A. P. Beutel, III Scholarship fund, The Buster Curry Scholarship Fund, The Hispanic initiative, The Futures Endowment, Celebrity Waiter Social, The "Who's Who" Golf Classic, The Brazoria County Business Hall of Fame, JA Bowl-a-thon, and other capital campaigns for advancement of youth. JA Brazoria County serves between 6,500-10,000 students annually. The JA Brazoria County offices are centrally located in Angleton, Texas.



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