JA Our City®


JA Our City introduces students to the basics of financial literacy, the characteristics of cities, and how people and businesses in cities manage their money.

Students will explore zoning found within a city; the importance of money to a city, paying taxes, and how people use different methods to pay for goods and services. They also will explore how financial institutions, entrepreneurs, and news media contribute to the financial well-being of a city.

The program is for students in third grade. It is composed of five sessions, and the average length of each session is 45 minutes. Materials are packaged in a self-contained kit that includes detailed plans for the volunteer and materials for 32 students.

JA programs correlate to state social studies, English, and math standards, and to the Common Core State Standards in English/language arts and mathematics.

Pillars of Student Success Entrepreneurship:  Financial-Literacy:  Work-Readiness: 
Program Implementation Program Grade-Level
Classroom-Based Elementary School
Program Concepts Program Skills
Banking, Business, Business decisions, Circular flow of money, City, City planner, Communication, Consumer, Currency, Deposit, Digital communication, Economic development, Entrepreneur, Goods, Interdependence, Interest, Jobs, Making payments, Money choices, Needs and wants, Producer, Savings account, Services, Taxes, Technology, Transaction, Withdrawal, Zones Addition and subtraction, Brainstorming, Conceptualizing, Critical thinking, Decision making, Developing ideas, Drawing conclusions, Following simple, multi-step directions, Identifying zones, Listening critically, Making choices, Making decisions, Making observations, Mapping information, Participating in large-group activities, Planning a business, Problem solving, Reading and writing, Teamwork, Verbal communication, Working in groups, Writing

Program Sessions

Session One: A Place Where People Live, Work, and Play

Students identify the different zones used in city planning and apply the information to organize businesses.

Session Two: A Place Where People Spend Money

Students examine the importance of money to a city and how people use different methods to pay for goods and services. 

Session Three: A Place Where People Bank

Students see the contributions of financial institutions to a city and how those institutions help businesses and people achieve their economic goals.

Session Four: A Place Where People Dine

Students learn the role of an entrepreneur by exploring the process involved in starting one type of business, a restaurant. They learn how businesses promote a healthy economy within a city.

Session Five: A Place Where People Communicate

The students learn the importance of news media to the financial well-being of a city.