JA Personal Finance | Junior Achievement of Greater St. Louis

Program Information

JA Personal Finance®  

Through JA Personal Finance, students experience the interrelationship between today's financial decisions and future financial freedom. To achieve financial health and wellness, they learn about money-management strategies, including earning, employment and income, budgeting, savings, credit and debt, consumer protection, smart shopping, risk management, and investing. At the conclusion of this program, students will be able to identify how their personal finances affect their quality of life. They will understand how their financial choices will be the basis of how they get what they want and need.
JA Personal Finance consists of eight 45-minute sessions with Additional Opportunities offered throughout. The program has two implementation options—basic or advanced.
  • Basic implementation includes Sessions One–Five delivered by the volunteer.
  • Advanced implementation includes Sessions One–Five delivered by the volunteer and Sessions Six–Eight delivered by the teacher or volunteer.
Basic or advanced implementation depends on educator requirements and correlations to local standards. Contact your local JA Area staff to find out which implementation will be used.
All JA programs are designed to support the skills and competencies identified by the Partnership for 21st Century Skills. JA programs also correlate to state standards in social studies, English, and mathematics, and to Common Core State Standards. 
Junior Achievement USA gratefully acknowledges American Honda Finance Corporation for its dedication to the development and implementation of the high school financial literacy program JA Personal Finance.

JA Program Resources

3 things you need to know about an emergency fund, Fidelity

Funny Moneyman Credit Card Gameshow

Credit Card Debt Explained with a Glass of Water

JA Personal Finance Blended - JA USA Overview

Session 1

Session 2

Session 3

Session 4

Session 5

Session 6 (Optional)

Session 7 (Optional)

Session 8 (Optional)