Junior Achievement 2012-2013 Annual Report

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Dear Friends,

In the past year, Junior Achievement inspired more than 4.4 million young people across our nation with a message of self-efficacy and empowerment. Our experiential financial literacy, work-readiness, and entrepreneurship programs, delivered by our network of 202,000 volunteers, continue to provide students with role models and ways to achieve success. In this annual report you will read about how through our nearly 120 local JA Areas and with the support of key partners, we are helping to empower the future.

For nearly a century, Junior Achievement has worked diligently to show students how they can achieve personal financial success and help drive economic growth through innovation and creativity. As we evaluate our programs and identify how we can best meet the needs of our students, we take a look back at our foundation of success and use it to inform our plans as we build toward an even greater future. In particular, the last year has seen a game-changing evolution in Junior Achievement's program development and delivery strategy. The result is the JA Education Gateway, which represents a watershed moment for our organization.

There was much to celebrate in the past fiscal year as JA continued to demonstrate growth and provide stakeholder value across key metrics: the number of students served and the number of volunteers, classes, and schools who are engaged with us. We grew our student reach by more than four percent and showed growth across other key performance indicators as shown in this report.

Junior Achievement would not be able to achieve these positive results without its donors, volunteers, and board members, or without the support of educators and other influencers. Thank you for your belief in and support of our mission to inspire and prepare young people to succeed in a global economy.

Warm regards,

Larry A. Leva

Global Vice Chairman – Quality and Risk Management


Chairman, Junior Achievement USA

Jack E. Kosakowski

President and

Chief Executive Officer,

Junior Achievement USA

Junior Achievement's Purpose

To inspire and prepare young people to succeed in a global economy.

Junior Achievement's Values

  • Belief in the boundless potential of young people
  • Commitment to the principles of market-based economics and entrepreneurship
  • Passion for what we do and honesty, integrity, and excellence in how we do it
  • Respect for the talents, creativity, perspectives, and backgrounds of all individuals
  • Belief in the power of partnership and collaboration
  • Conviction in the educational and motivational impact of relevant, hands-on learning

JA Helps Student Begin to Live the American Dream

Josuel Plasencia was raised in a small attic room in New York City. The room was more than just four walls. It mirrored his family's past and present—a cycle of struggle with little progress to show for it.

Josuel's mother came to America from the Dominican Republic in search of a better life, but her dreams were delayed when she became a single mother. During summers, Josuel would visit his father in the Dominican Republic. To Josuel's father, baseball was the ticket out of hardship. But this was not Josuel's dream, and he knew there was little likelihood of success. Without an intervention, Josuel believed that he too was destined to experience a life of struggle.

The intervention came in ninth grade. Josuel participated in JA Job Shadow™, in which students experience the world of work during an on-site visit to a local business.

Access to business role models and networking opportunities has made the difference for Josuel. He says, "Being able to build quality relationships has made me a totally different person. Because of Junior Achievement, I am ready to leave the limitations of the room behind me."

Josuel was named Junior Achievement of New York's 2012 Student of the Year. His participation in Junior Achievement has opened the door to college scholarships and internships with Fortune 500 companies. With each success, it becomes less likely that his future will be dictated by his past. He is the first in his family to graduate from high school and is attending Babson College, studying accounting and entrepreneurship.

Josuel says, "JA has been the key to success for me. It really opened the doors of opportunity and encouraged me to look beyond the present to the possibilities of the future. I hope my story inspires and gives hope to kids who don't know how to navigate their way to success." 



Junior Achievement Student Goes to Washington

A very difficult family situation forced Eileen Sherman to grow up quickly. Instead of using her hardships as a crutch, she channeled her pain into energy that fuels her plans for a positive future.

Participating in Junior Achievement empowered Eileen with the skills and confidence she needed to put her passion to work. Her extensive accomplishments were recognized by Junior Achievement–Rocky Mountain when she was awarded a JA Inspiration Scholarship in 2011. Now attending the University of Colorado, Eileen studies philosophy in preparation for law school. She has made the Dean's List and plans to graduate with honors.

Eileen's success goes beyond the classroom. She is the scholarship director for her sorority, participates in student government, and volunteers for local children's charities.

She was one of 10 students selected to participate in a program that gave her the opportunity to go to Washington, D.C., take classes at night, and intern at the United States House of Representatives. "This experience has inspired me to work hard for what I believe in," said Eileen. "I am very interested in working on a campaign for the next presidential election in 2016."

Eileen describes her JA volunteer as an important role model who influenced her view of entrepreneurship and personal finances in a fun and relevant way. She understands the importance of effectively managing her finances, and how it will benefit her far beyond her college years.

Eileen said, "When I was accepted into my dream school, people told me it was too expensive. I know in my heart that education is an investment, and with my knowledge of financial literacy as well as support from Junior Achievement, I can continue to dream big and reach my full potential."



"Rocket Man" Shows Students How to Reach for the Stars

Junior Achievement of Southern California recently held a JA in a Day event at Columbus Middle School in Los Angeles. The school faces numerous challenges: most students receive free or reduced lunches and many come from foster or low-income homes. The school is over-crowded and struggles with funding cuts, student behavioral issues, and overburdened teachers.

During the JA event, many of the students were unruly—interrupting the volunteers and using inappropriate language. One of the volunteers, an engineer from Lockheed Martin, tried to break the ice by handing out fun, temporary rocket tattoos. The students started to pay attention. Then, the volunteer discussed the students' future earning power if they did not continue their education: making $10 an hour at a fast-food restaurant. The students enthusiastically responded that they believed that was a comfortable living.

The JA volunteer itemized the expenses and taxes that would be deducted from their wages, leaving them little money afterwards. The room fell silent. The JA volunteer told the students about his salary as an engineer—he made enough money to live comfortably, save for retirement, and travel. Most of the students had never dreamed of living this way. It was an eye-opening moment that helped them imagine better lives for themselves.

At the end of the day, the volunteers were exhausted, wondering if they had motivated or inspired the students. Soon after, the volunteers received thank-you letters from the students, expressing gratitude for what they had learned. The engineer, who helped open the students' eyes to their potential, received notes saying, "Thank you for showing me I can have a good job and a future," and, "Rocket Man, thank you for coming and please come back."

Microsoft YouthSpark Opens Windows of Possibilities for JA

As Junior Achievement USA implements its Education Blueprint for 21st Century Learning over the next five years, strategic partnerships—like that with Microsoft—will help JA infuse technology into student experiences in innovative ways.

Microsoft's $400,000 grant to JA was part of its YouthSpark initiative to create opportunities for millions of youth across education and employment, including helping students explore careers in technology. Through the Microsoft YouthSpark grant, 2,500 middle and high school students have participated in the JA Job Shadow™ program. After

receiving teacher-led classroom instruction around key work-readiness skills, students visit Microsoft retail stores for a half- day mentoring experience, giving them a first-hand glimpse into the world of work. Retail employees share insights about Microsoft job opportunities and engage them in testing new technology.

Students from Arizona's Mesa High School attended a recent JA Job Shadow event at the Microsoft store in Scottsdale. Their favorite part of the day was learning how Microsoft launches new products. The students selected one product for which to create a sales presentation. One group chose the Surface Tablet and the other group selected the Xbox 360 Kinect. The students researched product features, did a demonstration, and then answered customers' questions. The day was a huge success; the students blogged about the experience and thanked Microsoft for hosting the event.

The experience inspired the students to excel in school and showed them how to identify and pursue rewarding careers. Microsoft has hosted more than 100 JA Job Shadow events, and has involved local JA leadership at retail store openings, inviting board members, students, volunteers and teachers.

Part of Microsoft's philosophy is to practice the "Four Es" when talking to customers: Educate, Excite, Engage and Empower. Microsoft's support of Junior Achievement helps empower students to realize their full potential, and aligns with JA's goal of providing more digital and blended learning opportunities to youth. 



NYSE Euronext Foundation Helps JA Start-Ups Grow Dividends

NYSE Euronext's markets represent one-third of the world's equities trading. Last year, it made an investment in Junior Achievement that is generating strong dividends. In 2012, the Foundation began sponsoring the "Best Financial Performance" Award at Junior Achievement's National Student Leadership Summit.

The Summit is Junior Achievement USA's national competition at which teen entrepreneurs vie for the title of JA Company of the Year. At the 2013 event in Washington, D.C., JA student companies promoted their products or services at a trade fair at the U.S. House of Representatives, attended by 15 Members of Congress and 200 staffers. The teens also pitched their companies to a panel of business leaders, providing a real-world experience that honed their public speaking skills.

Prior to the Summit, NYSE representatives interviewed the 15 participating JA companies about the fiscal management of their organizations. The judging panel noted that the quality of the JA companies' annual reports was impressive—better than some corporate annual reports they had seen. The JA companies were measured on their performance across metrics such as profitability, operational efficiency, product quality and accounting practices. Custom Coasters, representing Junior Achievement of Georgia, won the award. Custom Coasters created made-to-order waterproof coasters, using photos or illustrations provided by its customers.

Custom Coasters was so impressive to the judging panel that it was also named JA Company of the Year. Vice President of Production, Jan Berland, a sophomore at Riverwood International Charter School in Sandy Spring, Georgia, said, "We worked hard all year, but we never expected to be awarded first place as probably the youngest JA Company in the competition."

Thanks to the support of partners such as NYSE Euronext Foundation, Junior Achievement continues to foster entrepreneurship with a goal of driving innovation and economic growth. 



Accenture Helps Equip Next Generation with Workforce Skills

The concept of collaboration is epitomized by the generosity and teamwork of Junior Achievement's partner, Accenture. The company's support of a new work-readiness program will enable high school students across the United States to gain the skills necessary to secure employment and build a successful long-term career. During its first year of implementation (2013-14), the program is expected to reach an estimated 85,000 students in the United States.

Through a $1.1 million grant, Accenture's support of JA Career Success™ reflects the company's Skills to Succeed initiative, which aims to equip 500,000 people around the world by 2015 with the skills to get a job or build a business. JA Career Success helps students transition into successful careers by teaching them how to conduct a job search, participate in an interview, and build a positive personal brand.

As part of the program, Accenture also supported the launch of Junior Achievement USA's new mobile app for tablets, JA Success Park™. The app brings JA Career Success to life by enabling students to work in a virtual amusement park where they are challenged to apply their knowledge of the "four Cs" (critical thinking, communication, collaboration and creativity) to unlock rewards throughout the park's attractions. This fun and interactive app supports JA's 21st Century Education Blueprint by providing access to online learning opportunities outside the classroom.

"Students who participate in this program will gain vital career and life skills," said Jack E. Kosakowski, Junior Achievement USA's president and chief executive officer. "As our country looks for ways to drive economic growth, ensuring that our young people are well-prepared to succeed in the workforce becomes increasingly important."

Download JA Success Park from Google Play or the App Store.

About Junior Achievement USA

Junior Achievement USA is the nation's largest and oldest organization giving young people the knowledge and skills they need to own their economic success, plan for their future, and make smart academic and economic choices. JA programs are delivered by corporate and community volunteers, and provide relevant, hands-on experiences that give students from kindergarten through high school knowledge and skills in financial literacy, work readiness and entrepreneurship. Junior Achievement USA currently reaches 4.4 million students per year in 119 markets across the United States, thanks to the support of its partners and stakeholders, who provided $156 million in support nationwide during the 2012-13 fiscal year.

The JA Education Gateway

The JA Education Gateway frames the goals for JA's educational program development and delivery for the next five years and beyond:

  • Junior Achievement aims to provide students with face-to-face and technology-supported opportunities for accessing JA content, such as interactive whiteboards and tablets.

  • In addition, an innovative modular approach providing increased flexibility and opportunities for customized experiences will be integrated into middle school and high school curriculum, including classroom activities, online lessons, large-group seminars, and competitions.

  • Online activities will be created for delivery both inside and outside a classroom environment.

    JA volunteers will continue to visit classrooms to present print-based and digital content. Moving forward, volunteers will also have the opportunity to present content remotely, using digital technology, through online classrooms using a blended learning environment. In addition, students will benefit from greater access to a wide range of digital content on their own time.

    Junior Achievement will continue to rigorously evaluate its programs and apply the findings to new and updated program content.

    The JA Education Gateway will help JA continue to deliver on its mission: to inspire and prepare young people to succeed in the global economy.

The JA Success Park™ app helps teens become workforce ready.

JA Build Your Future™ helps families compare the cost of education to future income.

Junior Achievement USA Giving

2012-2013 Corporate and Foundation Giving

This includes Junior Achievement USA donors and JA Worldwide donors who are U.S. corporations.

$5,000,000 +
HSBC Holdings plc. and HSBC
Microsoft Corporation
$2,500,000 +
Citi Foundation
$1,000,000 +
Accenture LLP
AT&T and AT&T Foundation
Capital One Financial Corporation
FedEx and FedEx Express
General Electric and GE Foundation
The Goizueta Foundation
KPMG LLP and KPMG Foundation
$500,000 +
Alcoa Foundation
Bechtel Group Foundation
Hewlett-Packard Company
Prudential plc
Sam's Club Giving Program
$200,000 +
Allstate Insurance Company and The AllState Foundation
Caterpillar Inc.
MetLife Foundation
State Street Foundation, Inc.
T. Rowe Price Foundation, Inc.
The UPS Foundation
$50,000 +
Apollo Group Inc/University of Phoenix
El Pomar Foundation
Financial & Insurance Conference Planners
Gen Re - A Berkshire Hathaway Company
The Horace A. Moses Foundation
ING USA Foundation
MassMutual Financial Group
New York Life Foundation
NYSE Euronext Foundation
TD Ameritrade
To $49,999
A.T. Kearney, Inc.
America's Charities
Argo Turboserve Corporation
Asset Acceptance Capital Corp.
Backus Family Foundation
Bank of America
BBR Partners
BNI-Misner Charitable Foundation
Build-A-Bear Workshop
Calvert Investments
CDW Corporation
Chadwick Martin Bailey, Inc.
Charles Schwab Corporation Foundation
Comerica Bank
Crown Plaza Hotels & Resorts and
 Hotel Indigo - IHG
DeVry Inc.
Discover Financial Services
EcoMedia CBS Inc.
Energen Leadership Association
Enterprise Rent-A-Car
Fleishman-Hillard Inc.
Franklin Square Capital Partners LLC
Global Giving Inc.
Stella and Charles Guttman Foundation, Inc.
HMS Business Services Inc.
Holborn Corporation
Intuit Foundation
Inverness Research
Kanter & Company
The Alan and Carol Kelly Charitable Fund
Kendall Family Foundation
The Keough Family Foundation
Madison Performance Group
Maritz Research - Financial Services Group
Mobile Giving Foundation
Navigant Consulting
New York Life Giving Campaign
PepsiCo, Inc.
Peterberg Construction Inc.
Porter Novelli
Praxair Matching Grants for Education Programs
Recycle America Alliance LLD
The Renaissance Foundation
Rockwell Collins
Rothgerber, Johnson & Lyons LLP
Sage North America
Sprint Nextel
State Farm Mutual Automobile Insurance Co.
Bill Stroecker Foundation
The Stiles-Nicholson Foundation
Thomson Reuters - My Community Program
Truist Comprehensive Distribution
U.S. Bank
U.S. Bankcorp Foundation
United Airlines Foundation
Wells Fargo Foundation
The Williams Companies, Inc.
The Xerox Foundation


2012-2013 Individual Giving

Senior Partners - $10,000 +

Mr. Ainar D. Ailaja, Jr. Mr. Hani Kablawi Mr. James P. Runnels
Mr. Alan Armstrong Mr. Larry A. Leva Mr. Albert E. Suter
Ms. Sandra Beach Lin Mr. Paul E. McKnight Mr. Thomas D. Weldon
Mr. Mark Brenner Ms. Julie A. Monaco Mr. Richard A. Woods
Ms. Catherine S. Brune Mrs. Helen C. Pekny  
Mr. Michael Deniszczuk Mr. Jonas Prising  
Mr. Jeff Hansberry Mr. Robert W. Reeg  

Partners - $5,000 +

Ms. Evelyn Angelle
Mr. & Mrs. Charles H. Dana
Mr. Douglas L. DeVos
Ms. Lynne Ford
Mr. & Mrs. Clyde D. Keaton
Jack & Diane Kosakowski
Mr. Kevin McKay
Mr. Edward Rapp

Entrepreneurs - $1,000 +

Howerd & Pamela Bartner
Gary & Marilyn Blanchette
Mr. August Busch, III
Ms. Lisa Gillis
Mr. & Mrs. Elwood D. Howse, Jr.
Mr. William J. Hybl
Gary and Christy Kunz
Ron & Jeannette Lee
Tat & Susan Luu
Mr. Dave Palenchar
Ms. Lisa Sodeika
Mr. Buzzy Thibodeaux
Mr. Todd Wilson

Shareholders - to $999

Sam and Melanie Adams Ms. Sharon Lents
Tim and Diana Armijo Bruce & Gail Luckett
Ms. Terri Bell Ms. Erin L. Martin
Diane Birkeness David & Nancy McCarty
Ms. Roma Borland Michael & Laurie Mozingo
Ms. Pamela Casteel Mr. Richard D. Murphy
Ms. Denise T. Clark Michael & Karen Ochsner
Ms. Lisa M. Connor John & Laurie Onstott
Mr. George Cousins Ms. Leslie Pierce
Ms. Eudora Cox Garrett & Kris Ponciroli
Jennifer Dallas Ms. Kathi Renman
Rick and Jackie Dant Mr. Chad L. Rickabaugh
Ms. Debbie Denmark Angela Sanchez
Mark & Denise Fiore Steve & Julie Schmidt
Ms. Jody Fletcher Abhay Shah
Laura Goodman Gillian Stoettner
Darlene Hinkle Ms. Susan Sumi Choo
Tanya Holmes Toby and Tammy Till
Mrs. Kim Hunter Mrs. Arlene Wanninger
Ms. Margaret Johnson Mr. Hays T. Watkins
Jacquelyn F. Kimzey Erin Williams
Timothy & Wendy King Ms. Andrea Wright
Natalie Laber  
Mr. Dean Ladines  

JA Free Enterprise Society

Established in 2000, the Free Enterprise Society recognizes individuals from around the world who demonstrate outstanding support in helping Junior Achievement inspire and prepare young people to succeed in a global economy. Recognition is provided to individuals and families who have made gifts of $10,000 or more between July 1 and June 30 each year to any JA affiliate. Charter members and individuals who make gifts of $1 million or more to Junior Achievement over their lifetime, Legacy Members, are entitled to permanent membership in the Free Enterprise Society.

Legacy Members Gifts of $1,000,000 or more over the donor's lifetime

Capdevilla/Gillespie Foundation William and Virginia Halbert Leslie and Pamela Muma
Wendy Gillespie and Martin J. Capdevilla Haslam Family Foundation-Haslam 3 Foundation Harry S. Patten
Daniel G. Crockett The Hollingsworth Foundation Richard and Geri Prows
Mike Curb Joe Hollingsworth Jr. George F. Russell Jr.
The Mike Curb Family Foundation H. Wayne Sr. and Marti Huizenga The Stiles-Nicholson Foundation
Mike Curb and Carole Curb Nemoy Dennis and Judy Jones David and Lynn Nicholson
George S. and Dolores Doré Eccles Foundation The Marcus Foundation Albert E. Suter
Richard and Marie Edgerton* McGrath Family Foundation Lorraine Thomas
William and Tina Flaherty Carlee and Laurie McGrath Estate of John Brooks Williams
John M. Sr*. and Lyla Fluke* Robert and Kim Mericle and Family Two anonymous donor
J.B. Fuqua* Steve Mihaylo  
The Goizueta Foundation James and Jeannie Morris  

Endowment Level Gifts of $500,000 or more

Clayton Family Foundation-Jim and Kay Clayton

Three anonymous donors

Emeritus Level Gifts of $250,000 or more

George S. and Dolores Doré Eccles Foundation
H. Wayne Sr. and Marti Huizenga
Leslie and Pamela Muma
Suzanne and Richard Pieper Family Foundation
Scott Pranger
Four anonymous donors

Ambassador Level Gifts of $100,000 or more

Amaturo Family Foundation
Larry Anderson
Walter E. Blessey Jr.
Mike Curb
Douglas and Carol Golosky
James R. Hemak
The Dianne and Irving Kipnes Foundation 
Phil Milroy
The Burton D. Morgan Foundation
The Horace A. Moses Foundation 
Dennis O'Rourke
Harold C. Schott Foundation
J.R. Shaw
Frank B. Jr. and Paulette Stewart
The Harry and Jeanetter Wienberg Foundation
Four anonymous donors

Chairman Level Gifts of $50,000 or more

Ralph de la Vega
The Florescue Family Foundation, Inc.
Edward and Cathie Galante
Peter Gbedemah
Ted and Mary Kellner
James Annenberg La Vea
The J. Willard and Alice S. Marriott Foundation
Daniel F. Jr. and Patricia W. McKeithan
The Miles Foundation
James M. Nicholson
Gavin O'Connor
Patti Roscoe and Jim Tiffanyl
William Schawbel
The Stiles-Nicholson Foundation - David and Lynn Nicholson
Richard and Lesley Stone Family
Foundation of the Community Foundation for Palm Beach and Martin Counties
Four anonymous donors

President Level Gifts of $25,000 or more

AIM High Foundation - Brian and Jean Addy The Alan and Carol Kelly Charitable Fund
G. Chris Andersen John and Jennifer Kelly
Niklas Bringleson and RyaNik Holdings Pat and Audrey Knipe
Jim and Carmen Campbell Alden J. Laborde
H.A. and Mary K. Chapman Charitable Trust Jeff Lambert
William C. and Cheryl A. Coderre The Raymond P. Lavietes Foundation
The Galen Cole Family Foundation Loewenstern Foundation - Walter Loewenstern
The Bill Comrie Family Tom and Laurie McCarthy
Couch Family Foundation Paul McGunnigle
Ted and Anne Crandall Herman Meinders
Don and Sallie Davis Moore Family Foundation
The Irene E. and George A. Davis Foundation Michael Roos and Cindy Goplen
Ambassador Sam Fox Sean C. Rush
GAR Foundation Hugh Schilling
Leo Goodwin Foundation Paul Schreiber
Jake Jabs Sam and Kay Sheth
Michael and Susan Jandernoa Roland and Mary von Kurnatowski
Diáne T. Johnson Joseph Zvesper
  Five anonymous donors

Entrepreneur Level Gifts of $10,000 or more

Scott H. Adams John P. Laborde Sr.
Ainar Jr. and Suzie Aijala Kathy and Kyle Lehne
Evelyn Angelle Deborah Leone
Alan Armstrong Leslie Family Foundation
Philip S. Armstrong Larry Leva
Shawn Barker Randy Limbacher
Steven Barry Sandra Beach Lin
Harris and Margaret Bass Mark Linsky
Adelaide Breed Bayrd Foundation Desi Lopez
Maliz E. Beams Peter J. Lyon
The Herbert Bearman Foundation Bruce Macklin
Robert Berry The Chesley G. Magruder Foundation
Jim and Gina Blayney Cesare R. and Wendy H. Mainardi
Dennis J. Block Neil and Kate Malik
Bill Jr. and Susan Bloomfield Marshall and Karen Mathison
Michael Bray James E. Maurin
Mark Brenner John A. McAlonan Fund of Akron Community Foundation
Catherine Brune Tom and Laurie McCarthy
Bucyrus Area Community Foundation Dick and Joyce McFarland
Keith and Peg Burns Liam and Lori McGee
Matt Weber and Lucia Capozzoli Paul E. McKnight
David Carroll John W. McMahon
Lou Church Educational Foundation Jamie Mills
Edward and Karen Cook The Sidney Milton and Leoma Simon Foundation
Randy and Claudean Cox Julie Monaco
Rob and Colleen Cowen Gene A. and Cindy Morgenthaler
Gregory and Dr. Elizabeth Craig William and Marian Nasgovitz
Dale Sr. and Lila Critz Nicholas Family Foundation
Cross Charitable Foundation The Norcliffe Foundation
Craig and Michele Cuffe Esther B. O'Keeffe Charitable Foundation
Fred N. Davis III Wayne C. Odlenburg
Lynn Hopton and Greg Davis William R. Oldenburg
Mike and Terry Davis Alan and Doris Orechwa
Susan and James Davis Louis and Peaches Owen Family Foundation
Pamela J. Craig and Robert Delaney Vickie Anne Palmer
Michael Deniszczuk Neeta Patel and Dean Mathew
Douglas and Maria DeVos Foundation Ruby Peck Foundation
Richard and Helen DeVos Foundation Helen Pekny- In Memory of Frank P. Pekny
Michael and Ann Duffy Norvin L.* and Sue Pellerin
E&WG Foundation Richard Poccia
Marriner S. Eccles Foundation Jonas and Sylvia Prising
George T. Elmore Thomas and Susan Quadracci
Esping Family Foundation S.J. and Jessie E. Quinney Foundation
Art and Marcy Falcone Andrew and Kathi Ratner
Dale and Sharon Fiehler Robert Reeg
The Benjamin and Jennifer Fink Charitable Fund Tony Resseler and Jami Gertz
Robert and Sandra Flick Erick and Marna Ricker
Bill Fondren Linda Rimer
Elizabeth Fontenelli Brett and Leah Rodda
The Mary Alice Fortin Foundation James Runnels
Phillip and Priscilla Fretwell Crystal Sampson
James and Kathy Fuchs John S. Scheid
Christopher S. Fuselier Bob and Kay Schleckser
James L. Gallogly Scott C. Schnuck
The Galloway Foundation Stephan Sharf
Stanley C. Gault Ann Curme Shaw and Reid Shaw
David and Alisoun Gensler Ralph C. Sheldon Foundation
John D. Georges Judy and Donald Smith
Tim and Shelly Geske The V.O. Smith Family Foundation
Christopher P. Giermek Sorenson Impact Foundation
William A. Goldring John and Mary Splude
Eugene A. Gorab Laurence Stein
Roger Gouin Frank Steininger
Jerry* and Joyce Hank Charlie and Ellen Steinmetz
Jeff Hansberry William H. Stender
Harden Foundation Albert E. Suter
Hardrives of Delray Fund of the Community Anne Taylor
Foundation for Palm Beach and Martin Counties Joe and Sheryl Teague
Hunt and Diane Harris Family Foundation Thomas D. Teles
Kathy and Thomas J. Hauske Jr. Cory and Ann-Marie Thackeray
James and Bridget Hawley John and Carolyn Tipton
Richard K. and Shirley S. Hemingway Foundation Gene Toombs
Lisa Hemmat Steven Troy
Kim Hendricks Mary Vandenberg and Keith Mardak
Darice Henritze Francesco Vanni d'Archirafi
Sandy Hill Foundation L.J. Verplank
J.C. Huizenga Greg and Karla Vesey
Cory and Nicole Janssen Jim Victor
Paul and Tina Jones Tim and Lisa Walsh
Hani Kablawi Margie Wang
Scott Karnas Bill and Kristin Waters
Clyde and Marion Keaton The William R. Watts Foundation
Arthur Kelly Fund of Akron Community Foundation David and Lisa Wehrly
John and Nancy Kennedy Family Foundation Thomas D. Weldon
Don and Kaye Kole James D. White
Ann and Sean Kono Paul M. Wiegand
Gary Kozlowski Steve C. Wong
The Krause Family Foundation Richard Woods
Zorina Kroop James and Yvonne Ziemer
Jim Krzeminski 14 anonymous donor
Hari Kumar  

Charter Members Gifts of at least $10,000

Made July 1, 2000 through

June 30, 2001

The 1525 Foundation W. Ted Dudley John and Linda Knox Foundation The Reinberger Foundation
Mr. and Mrs. Barry Ackerly George S. and Delores Doré Eccles Foundation Kohlberg Kravis Roberts & Co. Gary and Gail Reynolds
Mr. and Mrs. Sawn Aebi Marriner S. Eccles Foundation Wei-Tai Kwok Mr. and Mrs. William Riss
The AIM High Foundation Arnold J. Eckelman Todd and Fran Langley Grover and Jill Robinson IV
Brian and Jean Addy Richard and Marie Edgerton* Phillip B. Lassiter Ian Rolland
Amelior Foundation Karl and Stevie Eller Raymod P. Lavietes Foundation Roper Brothers Foundation
Bradbury and Janet Anderson Filstrup Family Foundation Dr. Sarah Layton, CMC Jack Rudel and Billy Jo Harned
Wallace Barnes and Barbara Hackman Franklin Mr. and Mrs. John M. Fluke Jr. Thomas A. Leipzig Charles and Elizabeth Schellhorn
John H. Bauer Lyla Fluke- In Memory of John M. Fluke. Sr. Arthur D. Little and Jann Leeming Hugh K. Schilling - In Memory of Paul A. Schilling
Mr. and Mrs Ned Bechthold Jane Folwell* Jerome* and Carol Loeb Scott C. Schnuck
The Becker/Mohanco Family Mr. and Mrs. Allan Frank Dr. Walter Loewenstern Ron A. Sege
Ms. Bonnie Becker and Mr. George Mohanco Mr. and Mrs. Jim Freeman Dan Lovinger David L. Shedlarz
Ms. Robin Mohanco and Mr. Becker Mohanco William and Ellen Freeman William and Ernestine Lowrie Dr. A. Jess Shenson*
Thomas E. Becker Michael H. Freund Janis Machala and David R. Stenberg Thomas Marsha Slaight
Mr. and Mrs Kevin L. Beebe J.B. Fuqua* Christopher and Elaine Mahoney Alex and Kathy Smith
Mr. and Mrs. Carl Behnke Stephen A. Furbacher Jim and Sue Marriott Kay L. Spruill
Mr. and Mrs. Jack Benaroya Louis J. Fusz Jr. Mr. amd Mrs. Dan McAuliffe John and Carole Steiner
Berger-Solano Foundation Donald and Adele Garretson - In Honor of Ronald D. Cody John H. McConnell The Stiles-Nicholson Foundation
John E. Bernhard* Bill and Vieve Gore* The McDonald Fund of the Cleveland Foundation Alber E. Suter
Mr. and Mrs. Jim Bevier Elsie R. Griffin Daniel and Patricia McKeithan Jr. Mark and Patricia Suwyn Family Fund
Mr. and Mrs. Gene Blanc Raymond and Harriet Haas Raymond McLaughlin Cliff and Betty Swenson
Jim and Gina Blayney James T. Hackett D.W. McMillan Foundation Nick and Julie Takton
Mr. and Mrs. Roy Bliss Michael L. Hackworth Denman and Barbara McNear Richard and Ann Teerlink
Mr. and Mrs. William E. Boeing Jr. David E. Hall The Meinders Foundation Ten Talents Foundation
Linda Bowers Hall Family Foundation John and Linda Mellowes John E. Toffolon
Rick Bowers Mr.* and Mrs. Jerry Hank Thomas C. Melzer Mr. and Mrs. Gary L. Tooker
Thomas J. Bowers Hunt and Diane Harris Family Foundation Steven and Lois Mihaylo Michael and Pamala Towers
Stephen and Camilla Brauer Gerald L. Hassell Mr. and Mrs. James J. Morris Jean-Paul Valles
Harold L. Brock Mr.* and Mrs. Ken Hatch The Morris Foundation Jim Victor
Charles and Camilla Brumder John and Judy Helm The Horace Moses Foundation Anthony G. Viscogliosi
Samuel Bryant James R. Hemak Leslie and Pamela Muma The Waldron Family Foundation
Edward H. Budd Herbster Family Foundation Jerry V. Mutchler Mr. amd Mrs. Ronald G. Wasson
Capdevilla/Gillespie Foundation Henry R. Hillenmeyer Jeff Nadeau Thomas D. Weldon
Wendy Gillespie and Martin J. Capdevilla Mr. and Mrs. John R. Home NewCity Foundation Linda M. Wendt - In Memory of Martin J. Wendt
Mr. and Mrs. Stephen T. Carter Elwood and Ginger Howse Jr. Mr. and Mrs. John D. Nichols Tim and Marsha Wepfer
Howard and Sue Carver Mr. and Mrs. Frank M. Hubbard Scott M. Niswonger Diane Widder*
Jerry and Sue Chicone Jr. Gina Hubbell The Dick and Mary Nunis Charitable Gift Fund Wilson Wilde
John T. Collins Thomas M. Hudson Jr. Wayne C. Oldenburg and Melodie Wilson James and Ruth Wilcox
John A. Conover Mr. and Mrs. Dean Huisingh William R. Oldenburg John F. Williamson
Lodwrick and Carole Cook Ingram Charitable Advised Fund Gloria J. Olin- In Memory of Thomas F. Olin Sr. Liane Wilson
Steve Cortopassi Ron Insana F. J. O'Neill Charitable Corporation Mr. amd Mrs. Keith Withycombe
Mr. and Mrs. Bryan C. Cressey William Janetschek Peter and Susan Ordway Thomas and Frances Wolf Fund
Gerald and Lois Czarnecki The Martha Holden Jennings Foundation Frank* and Helen Pekny F. Stansbury Young*
William H. Darr Mr. and Mrs. Bradford M. Johnson Suzanne and Richard Pieper Family Foundation Six anonymous donors
Russ and Sue Darrow Dennis and Judy Jones Norman and Elaine Polsky *Deceased
Mr. and Mrs. Leo Dembinski Ove Jorgensen Andrew and Kathryn Potos  
Douglas and Maria DeVos Foundation Clyde and Marion Keaton Michael R. Preston  
Richard and Helen DeVos Foundation John and Nancy Kennedy Family Foundation Dennis R. Purdum  
Boh and Marilyn Dickey Norman and Teri Klein Larry and Kathi Rambo  
Mr. and Mrs. James C. Dowdle Patrick and Audrey Knipe Bruce E. Ranck  

JA Heritage Society

Junior Achievement established the Junior Achievement Heritage Society to recognize and honor ardent supporters who include the organization in their estate planning. Founding members are those who notified Junior Achievement of their inclusion of JA in their estate planning by June 30, 2006.

F. Ashley Allen and Bradley B. Wegner - Junior Achievement of Central Florida Brian and Marcy Chermside - Junior Achievement of Northeast Michigan
James and Pam Anderson - Junior Achievement of the Heartland H. Derek and Paula Cockrell - Junior Achievement of the Heartland
Arthur and Judith Angood - Junior Achievement of Southwest Michigan Ronald D. Cody - Junior Achievement of the Upper Midwest
David and Donna Beach - Junior Achievement of Tampa Bay Janell Damon - Junior Achievement of Wisconsin
John and Muriel Bernhard (1916 - 2004)(1929 - 2001) Junior Achievement of Greater Washington Charles and Ann Dana - Junior Achievement of Northwestern Ohio
Jack and Debbie Blitch - Junior Achievement of Central Florida Russ and Susan Darrow - Junior Achievement of Wisconsin
Don and Nancy Bouc - JA Worldwide and Junior Achievement of Lincoln Jeffrey and Suzanne Delahaut - Junior Achievement of Wisconsin
Sylvia R. Bova - Junior Achievement of Central Florida Jonathan Dewar - Junior Achievement of Eastern North Carolina
Harry and Jane Briscoe - Junior Achievement of Southeast Texas Jeremy Dicker - Junior Achievement of Southern California
Terrance and Donna Buchanan - Junior Achievement of Georgia John and Sam Dickinson (1931 - 2005) - JA Worldwide
Susan Bulkeley Butler - JA Worldwide and Junior Achievement of Arizona - Southern District Adam and Deborah Dingwall - Junior Achievement of Southwest Michigan
Howard and Sue Carver - Junior Achievement of Southwest New England Dr. George R. Dunbar (1923-2010) - Junior Achievement of Western Connecticut
Herbert and Arlene Elliott (1915-2005)(1919-2010) - Junior Achievement of the Heartland James and Kathy Fuchs - Junior Achievement of Wisconsin
Doug and Cynthia Evans - Junior Achievement-Rocky Mountain Donald and Adele Garretson - JA Worldwide
Dale and Sharon Fiehler - Junior Achievement of Greater St. Louis Pamela J. George - JA Worldwide
Gilbert P. Folleher - JA Worldwide Pioneers Trust Fund Dr. Michael and Diane Grossi - JA Worldwide and Junior Achievement of Rhode Island
Ted and Mona Fox - Junior Achievement of Wisconsin Gary and Linda Hickman - Junior Achievement of Southern California
Ambassador Sam Fox - Junior Achievement of Greater St. Louis Rob and Diane M. Holmquist - Junior Achievement of Southwest Michigan
Michael H. Freund - Junior Achievement of Greater St. Louis James and Carol Horstmann - Junior Achievement of the Heartland
Susan Fronk and William Thiel - Junior Achievement of Wisconsin Woody and Ginger Howse - Junior Achievement of Washington
Gene and Mabel Johnson (1920-2003) - Junior Achievement of Central Florida Dr. Sarah and Mr. Al Layton - Junior Achievement of Central Florida
Dennis Jones - Junior Achievement of Greater St. Louis Carter and Kaye LeBeau (1926-2013) - Junior Achievement of the Heartland
Peter M. Kelley - Junior Achievement of Southwest Michigan Robin Lester - Junior Achievement of West Central Florida
John and Leah Klumph - Junior Achievement of Central Florida Charles and Renee Maniaci - Junior Achievement of Mid-Michigan - a division of Junior Achievement of the Michigan Great Lakes
John and Nancy Koss - Junior Achievement of Wisconsin Denman and Barbara McNear - JA Worldwide
Gary and Christy Kunz - Junior Achievement of the Heartland Glenn and Kathleen Medhus - Junior Achievement of the Heartland
Barbara Dowell Lancaster and Cameron Lancaster - Junior Achievement of Southern California Jamie Mills - Junior Achievement of the Michigan Great Lakes
The Raymond P. Lavietes Foundation - Junior Achievement of Western Connecticut Ronald and Karen Modreski - Junior Achievement of the Michigan Great Lakes
John and Sue Lawson - Junior Achievement of the Heartland Jerry V. Mutchler - Junior Achievement of Southeast Texas
Debra Stinton Othitis - JA Worldwide Mike and Carol Plunkett (1938 - 2012) - Junior Achievement of the Heartland
Mark N. Panker - Junior Achievement of Northeast Michigan Julie C. Preslar - Junior Achievement of Central Carolinas
Gene and Joanne Pastula - Junior Achievement of San Diego County Scott Price - Junior Achievement of West Central Florida
Helen Pekny, In Memory of Frank P. Pekny - JA Worldwide and Junior Achievement of Southern California Larry R. Richardson – Junior Achievement of Mid-Michigan – a division of Junior Achievement of the Michigan Great Lakes
Dr. J. Mitchell and Robinette Perry - Junior Achievement of Southern California Charlie and Mary Rogers - Junior Achievement of Central Florida
Randy and Tami Phillips - Junior Achievement of Southern California  
Lewis and Kay Saxby (1924-2012) - Junior Achievement USA and Junior Achievement of Northwestern Ohio Wayne and Mary Smith (1948-2009) - JA Worldwide
William Schawbel - Junior Achievement of Northern New England Barbara Stein - Junior Achievement of Wisconsin
Scott Schnuck - Junior Achievement of Greater St. Louis Frank G. Stryganek - JA Worldwide
Michael S. Schoedinger - Junior Achievement of Central Ohio Susan L. Stuart - Junior Achievement of Mid-Michigan – a division of Junior Achievement of the Michigan Great Lakes
Mark and Kristi Shaffer - Junior Achievement-Rocky Mountain Gene Toombs - Junior Achievement of Greater St. Louis
  Michael and Pamala Towers - JA Worldwide
James and Judy Vaughn - Junior Achievement-Rocky Mountain Jim and Joan Zawacki - Junior Achievement of the Michigan Great Lakes
Jim Victor - Junior Achievement of the Heartland Robert K. Zelle (1924-2010) - Junior Achievement of Middle Tennessee
Linda M. Wendt in Memory of Martin "Marty" J. Wendt - Junior Achievement of Southwest Michigan Seven anonymous donors
Steve and Robin Wise - Junior Achievement-Rocky Mountain  
Michael "Todd" and Cynthia Young - Junior Achievement of Greater Washington  

The U.S. President's Volunteer Service Award

The U.S. President's Volunteer Service Award is a presidential recognition program created in 2003 by the President's Council on Service and Civic Participation for individuals of all ages who contribute a significant amount of time to volunteer service. In 2006, Junior Achievement became an official certifying organization for this award because of our national reach and standing. This status allows us to bestow this honor to corporations with a U.S. presence that provide volunteers to teach JA programs anywhere in the world. 

Recipients of the 2012-2013 President's Volunteer Service Awards are:

Gold - 15,000+ volunteer hours

Silver - 10,000+ volunteer hours

Bronze - 5,000+ volunteer hours

Accenture Caterpillar American Express
AT&T Ernst & Young BBVA Compass
Bank of America ExxonMobil Barclays
Capital One Hewlett Packard Cargill
Citi KPMG Credit Suisse
Deloitte U.S. Bank Deere & Company
Destination & Travel Foundation   FedEx
Financial Services Roundtable   Goldman Sachs
General Electric   IBM
HSBC   JP Morgan Chase
PwC   MasterCard
University of Central Florida   Microsoft
Walt Disney World   Regions
Wells Fargo   Samsung
    State Farm
    State Street
    TD Ameritrade/TD Bank
    Walmart/Sam's Club

Junior Achievement USA Financial Statements 2013

Seventy-eight percent of total expenses are program activity expenses. The following is a brief description of how program services and fundraising expenses are used.

Field Service provides assistance and guidance to help the 119 JA Areas and provide economic education to local cities and communities. Support in staff hiring, board recruitment, training and quality management are services that enable these operations to deliver consistent, high-quality programs to students in local schools. 

The Brand Group creates public relations, social media and communications tools, guidance and support for JA Areas. Additionally, the group helps drive awareness for donors and other key partners.

Research and development efforts continually evaluate and upgrade existing programs, as well as develop new curricula and supporting materials to provide the most effective instructional package possible.

Human resources reflects one of our primary organizational values—that people are our most important asset. This group helps maintain high standards of staffing across the nation which, in turn, provide the quality personnel necessary to support the organization.

Fundraising reflects JA USA's cost to solicit contributions from our donors.

The Organization reaches out to the local community through a network of areas who educate and inspire young people to value free enterprise, business and economics to improve the quality of their lives. The Organization teaches students in kindergarten through 12th grade about business and economics and accomplishes its mission by placing volunteers in the classroom to present JA USA's educational curricula and materials. A JA Area is a community-based organization that serves a specific geographic region. Each JA Area is incorporated under the guidelines of its respective state and bylaws, which govern the actions and responsibilities of the area's Board of Directors. The National Office and the JA Area join together under the terms of a signed agreement whose guiding principle is mutual support. As of June 30, 2013, 119 U.S. JA Areas provided programs in 50 states. The areas' financial statements are not included in the financial statements of the Organization, since it does not have a controlling interest in the JA Area's Boards of Directors or a financial interest in the JA Area's operations. The bylaws of each JA Area designate a similar purpose not-for-profit organization to receive the residual interest of a JA Area in the event of dissolution.

The Organization's primary revenues come from corporate and private contributions, federal and private grants, materials sales and fees charged to JA Areas.

The accompanying financial information has been prepared using the accrual basis of accounting. Audited financial statements are available upon request.

Junior Achievement USA is dedicated to giving young people the knowledge and skills they need to own their economic success, plan for their future, and make smart academic and economic choices. JA programs are delivered by corporate and community volunteers, and provide relevant, hands-on experiences that give students from kindergarten through high school knowledge and skills in financial literacy, work readiness and entrepreneurship. Today, JA reaches more than 4.4 million students per year in 119 markets across the United States.

Junior Achievement USA Statements of Financial Position



Junior Achievement USA Board Members

Mr. Ainar D. Aijala, Jr.
Chief Global Corporate Development Officer
Deloitte Touche Tohmatsu Limited
Principal, Deloitte Consulting LLP
Mr. Richard A. Woods
Senior Vice President – Corporate Affairs
Capital One
Ms. Liz Arky
Managing Director of Global Government Relations
Ms. Evelyn Angelle
Senior Vice President and Chief Accounting Officer
Ms. Sandra Beach Lin
Chief Executive Officer (Retired)
Calisolar Inc.
Mr. Alan S. Armstrong
President and Chief Executive Officer
The Williams Company, Inc.
Ms. Catherine S. Brune
President—Eastern Territory
Allstate Insurance Company
Mr. Mark Brenner
Senior Vice President External Affairs
Apollo Group, Inc.
Mr. Agustin Carcoba
President and Chief Executive Officer
GE Capital, Franchise Finance
Mr. Michael Deniszczuk
Partner and U.S. Independence Leader
PricewaterhouseCoopers LLP
Ms. Lynne Ford
Executive Vice President–Distribution & Marketing
Calvert Investments, Inc.
Mr. Clyde D. Keaton
President and Chief Executive Officer
Argo Turboserve Corporation
Ms. Perry Hewitt
Chief Digital Officer
Harvard University
Mr. Jack E. Kosakowski (Ex Officio)
President and Chief Executive Officer
Junior Achievement USA®
Ms. Deborah J. Kissire
Vice Chair, East Central Managing Partner
Ernst & Young LLP
Mr. Paul E. McKnight
Senior Vice President–Organization Planning
Mr. Larry Leva
Global Vice Chairman–Quality and Risk Management
Mr. David Palenchar
Chief Operating Officer
El Pomar Foundation
Ms. Julie A. Monaco
Managing Director/Regional Head of North America
Citi Transaction Services
Mr. Ed Rapp
Group President and CFO
Caterpillar Inc.
Mr. Jonas Prising
Mr. James Runnels
Senior Vice President – Rental
Enterprise Rent-A-Car
Mr. Robert Reeg
MasterCard Technologies
Ms. Lisa Sodeika
Executive Vice President – Communications
HSBC North America Holdings Inc.
Mr. Sean Rush (Ex Officio)
President and Chief Executive Officer
JA Worldwide®
Mr. Thomas D. Weldon
Accuitive Medical Ventures and
The Innovation Factory
Mr. Albert E. Suter
Chief Operating Officer (Retired)

Junior Achievement USA Leadership

Jack E. Kosakowski
President and Chief Executive Officer
Buzzy Thibodeaux
Executive Vice President
Tim Armijo
Chief Financial Officer
Howard D. Bartner
Senior Vice President of Operations
Gary Blanchette
Senior Vice President of Development
Jackie Dant
Vice President of Operations
Deborah Denmark
Vice President of Conference and Event Planning
Lisa Frye
Vice President of Employment and Employee Relations
Lisa Gillis, M.A.
Chief Academic Officer
Ed Grocholski
Senior Vice President of Brand
Christy Kunz
Vice President of Operations
Jeanette Lee
Vice President of Development
Susan Luu
Senior Vice President of Business Improvement
Laurie Mozingo
Vice President of Compensation and Benefits
Leslie Pierce
Vice President of Talent and Organization Development
Kris Ponciroli
Vice President of Field Fundraising Services
Steve Schmidt
Senior Vice President of Operations