JA More than Money®
JA More than Money introduces third-, fourth-, and fifth-grade students to financial literacy and entrepreneurship, and to social studies learning objectives that include money-management skills, goods and services, and global markets. Through hands-on activities and a JA cast of characters serving as symbols for financial literacy and entrepreneurship concepts, students will learn a practical approach to starting a business and making smart decisions about managing money.
- Identify the role of money in everyday life.
- Think like entrepreneurs and identify a small business they can start.
- Learn the basic steps of starting a business.
- Consider the advantages and disadvantages of borrowing money.
- Explore the opportunities of global markets.
Junior Achievement USA gratefully acknowledges HSBC for its dedication to the development and implementation of JA More than Money.
|Pillars of Student Success||Entrepreneurship:||Financial-Literacy:||Work-Readiness:|
|Program Implementation||Program Grade-Level|
|Program Concepts||Program Skills|
|Advertising, bank account, business, business loan, business plan, consumer, deposit, earn, employee, entrepreneur, ethics, expenses, exports, financial institutions, goods and services, identify personal interests and goals, imports, income, market research, money, money management, opportunity cost, profit, skills, withdrawal, work environment||Ask relevant questions and listen for information, comparing and contrasting, computation, consider how to turn ideas into realities, consider personal traits and interests, deductive reasoning, empathy, following directions, matching and classifying, presentation, problem solving, reading and following directions, self-employed, teamwork, think and work cooperatively, think critically, use vocabulary in a meaningful way|
Session One: The Money Garden
Session Two: Create a Business
Students learn about the ways in which people's interests and skills can help them identify small businesses they can start.
Session Three: Build a Business
Students identify the fundamental steps for starting a small business and develop a basic business plan.
Session Four: Run a Business
Session Five: Global Success
Students explore the opportunities and challenges of global markets.
Since 1996, with the beginning of our volunteer alliance, HSBC–North America has been providing essential resources to local JA offices in the U.S. But JA's relationship with the organization goes back even further, to 1942, when HSBC made a $25 grant to JA of Chicago.
By providing a stipend for 2,405 of its employees who volunteered to deliver JA programs in 2007, local JA operations were able to reach nearly 50,000 young people with its business and economic education curricula.
More than five percent of HSBC's employees are involved in Junior Achievement across the country. HSBC is the largest corporate provider of JA volunteers in the U.S. Additionally, substantial financial resources are made available through HSBC's bowling efforts on behalf of Junior Achievement as well as HSBC's support of other JA special events and programs. During 2007 alone, for example, HSBC contributed more than $3 million to JA operations around the world.