JA More than Money®
JA More than Money will meet the after-school programming needs of a diverse group of students by providing engaging, academically enriching, and experiential-learning sessions in economic education.
JA More than Money encompasses economics and business curriculum for students in grades three through five. The program's six sessions are led by a volunteer.
Valuable program resources, including downloadable promotional materials and the best practices and ideas shared by the JA Member Offices that participated in the JA More than Money pilot, are available online at www.juniorachievement.org/web/ja-more-than-money/awards.
Junior Achievement gratefully acknowledges HSBC for its dedication to the development and implementation of JA More than Money.
|Pillars of Student Success||Entrepreneurship:||Financial-Literacy:||Work-Readiness:|
|Program Implementation||Program Grade-Level|
|JA AfterSchool||Elementary School|
|Program Concepts||Program Skills|
|Advertising, Banking, Business, Business plan, Consumer, Deceptive, Deposit, Earn, Employee, Entrepreneur, Estimate, Expense, Good, Income, Interest, Job skill, Market research, Mentor, Money, Money management, Profit, Role model, Save, Self-employed, Service, Share, Spend, Start-up cost, Withdrawal, Work ethic||Active listening, Analysis, Applying information, Basic math, Brainstorming, Chart data, Compare and contrast, Completing forms, Computation, Critical thinking, Deductive reasoning, Decision making, Drawing, Evaluating data, Following written and verbal instructions, Group work, Matching and classifying, Mind-mapping, Problem solving, Recording deposits and withdrawals, Role-playing, Self-assessment, Taking turns, Teamwork, Vocabulary building|
Session One: Money in the Bank
Students learn to manage a bank account. They play the Community Game to reinforce their money-management skills and to better understand the role and importance of money in their lives.
Session Two: A Sense of Worth
Students identify businesses they can start or jobs they can perform to earn money. Activities focus on developing a positive work ethic. Students continue playing the Community Game to further understand the role of money in their lives.
Session Three: Balancing Act
Students identify personal skills and interests and connect them with possible business opportunities. Working in groups, students learn about market research and play the final round of the Community Game.
Session Four: Building a Business
Students explore their jobs skills and the types of businesses that interest them. They identify the basic steps for starting and operating a small business. Using this information, students develop a business plan.
Session Five: Get SMART
Students continue to practice saving and spending as business teams. The concept of making intelligent consumer decisions is introduced through role-playing using the SMART system. Students work as teams to play round one of the Business Game.
Session Six: What's the Catch?
During the final session, students learn to recognize deceptive advertising and the importance of ethical business practices. Continuing to work as business teams, students conclude the program by playing round two of the Business Game.
Since 1996, with the beginning of our volunteer alliance, HSBC–North America has been providing essential resources to local JA offices in the U.S. But JA's relationship with the organization goes back even further, to 1942, when HSBC made a $25 grant to JA of Chicago.
By providing a stipend for 2,405 of its employees who volunteered to deliver JA programs in 2007, local JA operations were able to reach nearly 50,000 young people with its business and economic education curricula.
More than five percent of HSBC's employees are involved in Junior Achievement across the country. HSBC is the largest corporate provider of JA volunteers in the U.S. Additionally, substantial financial resources are made available through HSBC's bowling efforts on behalf of Junior Achievement as well as HSBC's support of other JA special events and programs. During 2007 alone, for example, HSBC contributed more than $3 million to JA operations around the world.