Do you know if your school district requires students to take a personal finance course? - JA360: Viewpoints - Junior Achievement of Western Pennsylvania

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Do you know if your school district requires students to take a personal finance course?

Do you know if your school district requires students to take a personal finance course?

Did you know that Pennsylvania is one of the many states that do not require a personal finance course as a graduation requirement?

High school juniors and seniors face the major decision of continuing their education at a college or trade school or to enter the workforce. These decisions are deeply rooted in personal finance. Especially when you take into account that student loan debt across the nation is currently at $1.48 trillion.

High Schools across the nation are trying to educate their students in economics by forming their own programs and classes.  What can one do if their school doesn’t offer a personal finance course?

They can introduce their school administration to Junior Achievement and the myriad of personal finance programs they offer. Not only do Junior Achievement programs introduce money management to students as early as kindergarten, they develop as the students grow. Each program is taught by a volunteer that can bring real life financial and career experience into the classroom.

Here are the JA Programs that focus heavily on personal finance lessons:

JA Our Families explains how family members' jobs and businesses contribute to the well-being of the family and of the community. This first-grade program introduces the concept of needs and wants and explores the ways families plan for and acquire goods and services. Students analyze their own skills to determine ways they can support their families.

JA Our City introduces students to financial literacy and learning objectives for third–grade social studies, including the characteristics of cities, the importance of economic exchange, and how people and businesses in cities manage their money. Students will apply money-management strategies to personal and business accounts.

JA Economics for Success gives middle-school students the information needed to build strong personal finances, a cornerstone to a happy, secure life. Students learn the importance of exploring career options based on their skills, interests, and values. They also learn about spending money within a budget; saving and investing wisely; and using credit cautiously.

JA Personal Finance allows high-school students to experience the interrelationship between today’s financial decisions and future financial freedom. To achieve financial health and wellness, they learn about money-management strategies, including earning, employment and income, budgeting, savings, credit and debt, consumer protection, smart shopping, risk management, and investing.


If you want to start with personal finance lessons at home check out JA’s Parent and student resource page.

Post based off of the CNBC Article found here.

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